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Should i get renters insurance?



Should i get renters insurance?

If you have no renters insurance, then your personal belongings are not covered for damage, theft, fire or the other basic "perils" covered by a renters insurance policy. As well, you don't have any liability coverage, so if someone was hurt in your apartment because of your personal belongings (think something like someone tripping over your skis), then you could be sued.

Renters insurance is generally fairly inexpensive, and worth the investment. Source(s): Insurance Writer for InsuranceGuide101.com
If you are renting and you want your stuff covered by insurance you should. If you can afford to buy all new stuff, then no.
It's pretty cheap and can be very helpful if you read the policy closely.
If your apartment burned and you lost all of your personal property, could you afford to replace it all? If the answer is hell no, like most of us, then get renter's insurance. It is usually pretty cheap since you are only insuring you property.
Yes, by all means. I was burgled once and they attempted again about two weeks after I was hit the first time. According to police, they do this because they figure that you have gone out and replaced everything. It also pays to get very good lock for windows and doors.
I used to live in an apartment and they required that we have it. Im so glad i did because there was a weird fire in the parking lot and my husbands work van was damaged along with all the tools in it. The renters insurance covered it. We were fully covered and the tools were all replaced. You never know whats gonna happen in life, better to be prepared and covered.
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