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If i take renters insurance today, will it cover an item i just lost?



My laptop got stolen from my car, that was broken into, today. For various reasons it looks like auto-insurance wont cover it but rental insurance would (i dont own a home).

If i take renters insurance today, any chance that it would cover the laptop that i lost today?

that's called fraud.
Only if you lie good
No ,but once you're covered if you purchase another and its stolen from your apartment or rent house they will cover it.
No, it will only cover something stolen from you after the exact hour and minute the insurance takes effect. They will check the police report and it will have a time on the report.
no you should had insurance before it got stolen
Did you already report the theft (get a police report)? Your going to need to show that you reported the theft when you make a claim. BTW, don't advertise if your not ready to sell.
You poor thing, not everyone knows about renters insurance. Like the first person said, if you are a good liar, but if you already filed a police report there is nothing you can do. Plus a brand new insurance company would prob. investigate if something was reported so quickly. That means they could possibly talk to the landlord, and you told him already too right?
I do not think where you are there is anything you can do other than go get renters insurance for any future mishaps. It is only like $12 bucks a month. I answered one of your questions b4.
I hope you are OK, a person can feel very violated and vulnerable when they are robbed!
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