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Who's Got Good Flood/ Renters Insurance In Texas?



I'm in the market for renter's insurance that will cover a flood. I've looked at farmers and they offer renter's insurance, but the policy doesn't cover in case of a flood.

Farmers have good rates for renters, call them back and ask about a flood policy, most Agencies can quote you a price. All flood insurance is quoted using FEMA rates so there shouldn't be any difference in the price between different Ins Co's. If Farmers can't help you try a local Independent Agent, they nearly all write flood insurance. Flood policies take 30 days to go into effect from the day you pay your money so the quicker you get the policy the quicker you will be covered-especially important now that hurrican season is here. If you live anywhere near the Gulf coast ask about Windstorm coverage too, it's excluded on just about every type of homeowner/renters coverage policy I know of if you live near the ocean, you'll need it if another hurricane comes ashore. Source(s): Insurance Agent for over 30 years
I have had the BEST luck with Farm Bureau. They are the one of the best I have ever dealt with. Each county in Texas has one.
You can not get renter's & flood insurance on the same policy. You have to get flood insurance on it's own.
Here is a link to flood insurance companies operating in TX!

http://www.tdi.state.tx.us/consumer/rita...
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