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My friend lives with his parents and he is in his twenties, can you purchase renters insurance for himself?


My friend lives with his parents and he is in his twenties, can you purchase renters insurance for himself?

He should be covered under his parent's policy unless his apartment is separate with a separate entrance etc.
he needs to have his parents make sure he is listed as a resident of their home on their homeowners insurance policy and increase their personal property coverage on that policy to cover his belongings. he can then pay them the difference in premium.
agent
Well, HE can purchase renters insurance for his stuff, and his liabiltiy. You do NOT need to be paying rent, to have a renters policy.
agent, 21+ years
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