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Renter's insurance: units between fire walls? |
What does it mean when an insurance company asks for how many units are between fire walls? There are building materials that are fire rated. They do not allow fire to get past them. In a new construction apartment building, every unit is surrounded by fire walls so that if a fire is in one apartment, it will not spread to the others. If you are in a house that someone split into two apartments, there are probably no fire walls. So there would be 2 units in the fire division. Some older appartment buildings did it by floor. In those you might have 10 units in a fire division. The building manager knows the answer to that. If you're in a huge, 100 apartment building, it's likely 6 or 8. If you're in a house or duplex, it's going to be one or two. They ask, but it's really not that important. Just tell the agent how big the building is, or ask them to call the manager to ask. agent, 21+ years |
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