My car has been broken into twice now while in my garage. The claim can go against either my Renter's or Car Insurance as the garage is attached. I filed a claim for the lost/stolen items in March. I woke this morning to another incident. I don't want to lose my insurance but need to have help with the goods stolen. Will I lose my insurance if I file a second claim within the same year?
The rules can vary by state. In Michigan, if you have 3 homeowners claims in 3 years, they can cancel your insurance. I have guys that have had about 15 auto claims, and they still have insurance. Ask an insurance agent.
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