*Loan,banking and credit>>>renters insurance

I am being required to buy renters insurance by the owners of the?

apartment I will soon be moving into. How can I be required to insure my own stuff? If I challenged this requirement in court, would I win? I am inclined to think so.

You can't be compelled to get insurance on your property. However, you can be required to purchase liability insurance against things like fire and water damage, or if you have a pet or a waterbed. Talk it over with the landlord to see exactly what type of insurance you're required to purchase.

Maybe, but I would just find a better apartment to rent.
I would go ahead and get it , it's only a couple of bucks a month. You deductable is prob gonna be $500.00. this will cover your "stuff". if there is a fire flood etc. the owner will have to cover all else. I have it . also when you move in take pictures of each room and note any dammage, nail holes cracks etc. and walk through with the owner and have them sign off on it. Also take photos of your tv vcr stereo etc for future claims.
does that apartment building have a history of break-ins? maybe theres a judgement that states they have to do
somthing about it and they havent. requiring you to get renters ins. would be a cheap way out, even though I dont thinks its legal......
The apartment owners could care less about your stuff. What they want the coverage for is when you start a fire in your kitchen and burn down the entire apartment that you have some liability coverage to help pay for the damages to the building.
I'm not sure, but it would behoove you to get renter's insurance regardless of if it is required by your landlords or not. Renter's insurance is probably the cheapest insurance you can buy. My plan is only $16 a month. If you get robbed or there is a fire... you can get new stuff.
I don't think the Owners of the apartment are worried about your personal stuff. They are more interested in situations like you accidentally letting the tub overflow and it damaging your apartment and the apartment below and your neighbors' possessions.
If it is stated in the lease that you are required to purchase Renters Insurance and you signed the lease then I don't think you would win in Court.
Ask the Owners what part of the Renters Insurance is required.