*Loan,banking and credit>>>renters insurance

I have problem with renter's insurance.?

I'm 20 year old student attending the University of Arizona. I lived in a student housing apartment for about 13 months. During winter break, my place was robbed and vandalized (In addition, the company was bought out by another company during winter break as well). Anyways, I (actually my mother hehe) paid an additional 15 dollars for insurance through the apartment each month at the beginning of our lease. I called the old company several times, and finally got through to them after 6 months, but informed that they couldn't find my paperwork that said I paid that additional 15 dollars. Do they think I'm retarted? I guess my moms been shelling out that additional 15 dollars each month for nothing. What shall I do? I just want my stuff back!

i agree with the first person
sue..
use small claims..
your mom will have receipts that she paid the insurance..

in this(court action), you name both, the new owners and the old owner
you have found the old owner..which is great..
simply the old owner may have his paper work in audit or some such thing because of the sale, or taxes as such..and not necessarily a jerk..

so name both owners..as there may be a clause in the "take over"..you need to name your mom as a witness..(for the insurance payment and cancelled checks or receipts)
and the owners may after a few weeks..just agree to something..when they realize..you have filed your paperwork properly with the courts..
and have a witness and receipts..to insurance..
be patient........and wait..they (the owners, past & present) will be impressed that you filed the court papers properly..and have witness's
good luck

File a small claims with the local courthouse, for the amount of your loss. File your claim as you, the plaintiff, against the landlord, who will be the defendent. The burden of proof relies on him not on your shoulders. It appears that your landlord, who took the fiduciary responsibility of collecting the money for insurance, would have taken out a policy for you under his umbrella of his insurance. In other words adding you as an insured. It appears he did not take the $15 each month and apply it to any insurance policy, but most likely deposited it into his own pocket. Many times apartments are managed by property managers, but they are not the landlords/owners. They work under the capacity of the owner of the building, but are still considered a representative. Your local courthouse would be able to look up tax records of the address where you live and it will reveal the property owners name. Or just ask the person who collects the rent who the property owner and the insured is.