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Do I legally need uninsured motorist insurance in the state of Illinois? |
Do I legally need uninsured motorist insurance in the state of Illinois? Financial Responsibility Insurance (SR-22) is the mechanism in Illinois to monitor the insurance of problem drivers and authorize the Secretary of State to suspend upon cancellation (SR-26) or expiration. Through the SR-22 and SR-26 process, mandatory insurance is enforced in the most efficient way. Through the S&FR law, Illinois citizens are protected from uninsured motorists. Financial Responsibility Insurance is required in Illinois by individuals with safety responsibility suspensions (Type Action 04), unsatisfied judgment suspensions (Type Action 06), revocations (Type Action 01 and 02) and mandatory insurance supervisions. The insurance must be submitted on a Financial Responsibility Certificate (SR-22) from the home office of the insurance company. The issuing insurance company must be authorized to write financial responsibility insurance in Illinois and have a "power of attorney" on file in Illinois. Our office maintains a listing of authorized agents and companies. Source(s): https://www.sos.state.il.us/departments/... Uninsured motorist coverage is for your benefit. It really is in your best interest to carry this coverage and the cost is usually minimal. Well I think yes and if not hear this...One of friend got hit by a teen driver without license. She was beautiful and young and my friend melted.....she gave him the contact numbers to call after reaching home and said that she would pay him for all the damages done and do not call the police. Then when my friend call her at home, her father threatened that he would complain it to the police for following his daughter and passing obscene remarks and hitting her. this guy freaked out and called the police, but he was late. He had to pay for the repair of his car....so make sure you have the uninsured coverage so that u do not have to pay on your own.............. Legally no, but it is a darn good idea. There are a lot of uninsured motorists in Illinois. I was hit by an uninsured illegal immigrant that ran off before I could get his license. |
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