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Do life insurance rates vary by state? I know they do by age/smoker or no, but what about by where you live? |
Do life insurance rates vary by state? I know they do by age/smoker or no, but what about by where you live? Life insurance rates does not vary by state. Here are the main factors to determine your rate: 1) Your age 2) Your height and weight 3) Do you smoke? 4) Any medical problems? 5) Family medical history. 6) Do you have any diseases like cancer or AIDs? 7) In some companies, they have different rates for men and women. So mainly, its all health questions. But for car and health insurance, it does vary by location of where you live. Source(s): licensed life agent in 5 states http://obe231.blogspot.com I think it does vary by where you live. I think it' depends on what state you live in but I'm not sure. Yes, they do vary by state. There are many similarities between states, and some states, such as NY, have extraterritorial laws that make them apply to all states. Exactly what the variations are is too complex for a brief answer. Sorry. yes each state is different it depends on where you live yes, they do. Additionally, some states prohibit charging one rate to men, and one rate to women, even though women live longer than men. This means, women get to pay the higher "man rate" for their life policies. agent, 20+ years |
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