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If your child lives out of the state can they still be under the same health insurance? |
If your child lives out of the state can they still be under the same health insurance? Usually yes, although it really depends on the type of health plan you have. Also, again depending on the type of plan you have, even if your child is on your plan, he or she might not be able to get access to doctors and hospitals that participate with your insurance plan. What I mean is that if you have a HMO (health maintenance organization) or PPO (preferred provider organization) plan, you only receive full coverage if you see someone in the HMO鈥檚 network. If your child lives in a state without network doctors or hospital, he or she might be on your plan but still wouldn鈥檛 be able to get full health benefits. It鈥檚 much easier to figure out with a traditional fee-for-service (FFS) plan of course, because your child would be able to visit most any doctor or hospital and still be covered 鈥?although most FFS plan do not cover regular doctor visits and other preventive medicine costs. So, I鈥檇 call your insurance company or a local insurance agent. MostChoice.com is an excellent way to find information about health plans in your area. You fill out a short form, and they will send you free information on health insurance plans. You鈥檒l also get a chance to talk with state-licensed health insurance agents near you. There鈥檚 no cost or obligation, and MostChoice won鈥檛 use your information for any purpose apart from matching you with local health plans and agents. So stop by and fill out the form. Agents should call you within two days and have your questions ready. You can find it here: http://www.mostchoice.com/health-insuran... Hope this helps, Barnes @ MostChoice. Yes, my brothers live out of state and have my fathers' insurance. I think it depends on the company though yes, insurance agencies have a "travel"plan. I moved and was still on my parents plan, I used it without any problems |
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