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Health insurance for college students? |
I'm a full time college student, and there are no state programs out there to help me. I had to move back into my parents house (I know I know) and my medi-cal got cut, and I'm 20 so I can't be on my moms... what kind of insurance is out there that would be affordable for me? Are there any programs I dont know about? Usually, health carriers will allow dependent children to be on their parent's policy if they are a full time student to age 24. The age varies for each company, some will carry you to age 25, too. I would check to make sure you can't get on your Mom's policy. And, you need to do it within 30 days of losing your other coverage. If they won't let you, contact an agent in your area that is familiar with the different companies and can get you the best fit. Source(s): insurance agent 23+ years most of the time, as a full time student, even at 20, you COULD get added to your mom's. Besides that, the cheapest health insurance is the group plan through your school. agent, 21+ years The school usually has a plan and if not try http://www.champion-insurance.... I am in the short term international insurance business and this web agent sells what you are looking for and is very reputable. short term programs are out there for people in your situation. try Golden Rule, and there are others, do a search on short term health plans. They are usually cost effective but limited in what they cover. They may not cover pre-existing conditions. Sometimes, the county will have free medical services. I'd check the county web site and see what I could find out. It's no picnic, and you have to visit a clinic and wait in line, but they examine a person for free and don't charge much (if anything) for meds. |
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