*Loan,banking and credit>>>student insurance

Why is car insurance for students in northern ireland so expensive???

think about it..

because claims are settled at a higher rate
Car insurance for everyone is higher in Northern Ireland because the court system differs from the rest of the UK, and historically has awarded higher compensation claims than courts in England and Wales.

This has the added effect that some low-cost insurers don't bother to cover Northern Ireland at all, meaning less competition in the insurance market, and even higher prices.

Insurance for students is often higher than for other people, due to them being young, with little driving experience and few responsibilities, which makes students a higher accident risk than, say, bank workers. Also, students are likely to park in or near universities, which are often areas of high theft risk.
Because students are all inexperienced drivers
its higher because you live in a different country.
And insurance for students and all under 25s costs more.When you reach 25insurance premuims go down then when youve passed test they should go down as well
The answer is simple.....The youth of today are driving about in sporty cars and are more likely to have an accident than drivers of the middle age group. 306 people have lost their lives on the roads in Ireland this year so far. Most of those are young males. People claim for any wee scratch they get . Hence the hike in motor insurance.
unfortunately car insurers are still living in the troubled times as far as northern ireland is concerned and most cover is generally higher than the rest of UK try shopping around even try companies based in the south they may offer cheaper solutions.