*Loan,banking and credit>>>student loan

Should I consoidate these student loans?

I currently have about $30,000 in federal student loans consolidated w/Sallie Mae at an intereste rate of 4.5%. I have another loan not w/Sallie Mae for a little under $6000 at a rate of 6.8%. SallieMae is trying to get me to reconsolidate my loans and add this loan into it, and lock me into a rate of 5.25%. My questions is, is it worth it to raise the rate on the 30K by 3/4% just to get a better rate on the smaller loan? Should I do this consolidation?

Do the math and ask your self after comparing monthly payments. Also, subtract your total out pay at present
and subtract it from the new payment to see if it benefits U.

I believe that it is not necessary, but you can do it. I found interesting information about your answer, college loans, scholarships, college grants & partime works here. http://all-student-loan-consolidation.bl... Good luck!