I cannot find a calculator that takes salary, dependants, into the morgage calculation. They assume a tax braket that is constant! This is not right to assume, especially when big morgage payments are 1/3 to 1/2 of the net salary.
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If you are looking for a mortgage calculator to determine if you can qualify for a mortgage, you can find one on the internet. Generally, mortgage companies use a general rule of 28% to 33% of your income before taxes are taken out. |
