*Loan,banking and credit>>>unsecured loan

Being sued for unsecured loans and i need to know what i can do?

back a few years ago i was married and we had used several of my credit cards and they got maxed out. i also had a huge car payment at the time. we got divorced. i wasnt able to make any of the payments. i struggled just to make the car payment so that id still have transportation back and forth to work. then that fell through too and i lost my job. the car went back by reposession they havent sent me anything yet. all the credit cards had stopped contacting me til recently. today i got a letter in the mail saying i was being sued. i dont know what to do. i make about 200 a week if that waiting tables. i have nothing. i own nothing. i live with my parents cuase i cant afford to move out. do i need to file bankruptcy or can i even do that? i thought unsecured loans didnt sue you what did i know. wow i really need some assistance here im LOST. thanks

Anyone that you owe a legal debt can sue you if you default on your payment schedule. I would highly recommend contacting an attorney (yes, I know you make very little, but it's an expense that's worth it). They can advise you on your consumer credit options and discuss your bankruptcy options. Usually there are consumer agencies that can refer you to an appropriate legal specialist.

You should consult a lawyer. I think he or she could help you. If you have no money for a lawyer contact legal aid. Once you are served with papers do not let them languish or else a default judgment may be taken against you. Good luck.
YES, bankruptcy is the only way out of the hole dug by the banks and credit card companies for you! File a chapter 7 and f*ck 'em all!